Financing
FTL Finance
Air 1 Heating provides financing through FTL Finance of Consumer amounts from $1,000 to $35,000, and Commercial amounts from $2,500 to $50,000. FTL Finance offers an HVAC installment loan with a fixed interest rate and with fixed terms. This loan is for air conditioners, heat pump systems and more. Because of the fixed interest rate and terms, you will always know what your monthly payment will be and how long it will last – depending on the term that you choose.
FTL Finance offers a wide range of consumer benefits including:
Programs Offered:
FTL Finance offers a wide range of consumer benefits including:
- Quick application process
- Fixed interest rates
- No pre-payment penalty or penalty for early payoff
- Multiple financing options to choose from – ask us for details
- Easy to read documents
- Multiple FREE options for submitting your monthly payment
- No default rate for missed payments or after a differed interest period has expired
- Complete review of credit profile, not based soley on credit score
Programs Offered:
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FTL FINANCE LEASE
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FTL ESC CARD
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Other Options
Also there are numerous banks and credit unions that provide homeowners loans specifically for home improvement and heating and cooling upgrades. We have listed some of them below. This list is provided solely for the convenience of Air 1 Heating customers and is not an endorsement by Air 1 Heating of any of the credit unions, banks, or companies on the list. Air 1 Heating has received no compensation from any credit union, bank, or company in order to be included on the below list.
Also there are numerous banks and credit unions that provide homeowners loans specifically for home improvement and heating and cooling upgrades. We have listed some of them below. This list is provided solely for the convenience of Air 1 Heating customers and is not an endorsement by Air 1 Heating of any of the credit unions, banks, or companies on the list. Air 1 Heating has received no compensation from any credit union, bank, or company in order to be included on the below list.
Puget Sound Cooperative Credit Union
Puget Sound Cooperative Credit Union understands the challenge in affording energy-efficient alternatives for your home. We’re here to help with our Energy Efficiency Loans. Our loan products cover everything from heating and cooling, hot water tanks, gas conversions, windows and even renewable energy like SOLAR! PSCCU offers an outstanding deal on Energy Efficiency loans with terms up to 15 years and loan amounts up to $35,000* with fixed rate loans as low as 4.49%* for most energy efficient and/or renewable energy projects.
www.psccu.org/efficiency.php
www.psccu.org/efficiency.php
KeyBank
A KeyBank Home Improvement Loan is a fixed rate loan that requires no collateral with loan proceeds being used for home improvements. It is designed to finance home repairs, remodeling, new roof or windows, new patio or driveway, and more, without tapping into home equity.
www.key.com/personal/home-loans-lines/home-improvement-loan.jsp
www.key.com/personal/home-loans-lines/home-improvement-loan.jsp
Umpqua Bank
GreenStreet Lending provides loan options so you can invest in energy efficiency improvements or renewable energy. You’ll save money on your energy bills and create a more comfortable place to live.
umpquabank.com/GreenStreet/for-your-home.aspx
umpquabank.com/GreenStreet/for-your-home.aspx
AlaskaUSA
For new families, expanding families or "empty-nesters," a Home Improvement Loan could be the perfect solution. Save money! You'll pay no fees for an appraisal, credit report, title insurance or loan origination. Up to 100% of the cost of the improvement can be financed, eliminating out-of-pocket expenses. And, the interest may be tax-deductible, lowering your yearly income-tax bill. It's so easy! No appraisal or equity is required and Alaska USA's fast loan approval lets you get started with your project right away.
www.alaskausa.org/realEstate/homeImprovement.asp
www.alaskausa.org/realEstate/homeImprovement.asp
Federal, state, and local rebates and tax credits
There are numerous opportunities available of federal, state, and local rebates and tax credits to help pay for your construction project. We can assist you in identifying financing that is available, and ensure qualifications are met along with the application and associated paperwork.
DSIRE
DSIRE is a comprehensive source of information on state, local, utility and federal incentives and policies that promote renewable energy and energy efficiency. Established in 1995 and funded by the U.S. Department of Energy, DSIRE is an ongoing project of the N.C. Solar Center and the Interstate Renewable Energy Council.
www.dsireusa.org
U.S. Department of Housing and Urban Development
Energy efficient mortgages and loans
hud.gov
ENERGY STAR
2011 Federal Tax Credits for Consumer Energy Efficiency
Note: Tax credits that were 30% up to $1,500 expired on December 31, 2010. New tax credits were passed, but at lower levels. Here is a summary of changes.
ENERGY STAR Homes Northwest Certification Requirements NWBOP 1&2 Builder Option Packages for labeling a New Home ENERGY STAR certified.
www.energystar.gov
Puget Sound Energy
Saving energy is good for you and the environment. Let PSE help you get started with money-saving offers on energy-efficient products and services.
www.pse.com
Cascade Natural Gas
Cascade Natural Gas can now help home and business owners implement conservation measures by offering energy conservation rebates to our Oregon and Washington residential, commercial, and small industrial customers. These incentives provide financial rebates based on the performance specifications of new energy-efficient appliances, insulation, and/or other upgrades implemented in your home or business.
www.cngc.com
DSIRE
DSIRE is a comprehensive source of information on state, local, utility and federal incentives and policies that promote renewable energy and energy efficiency. Established in 1995 and funded by the U.S. Department of Energy, DSIRE is an ongoing project of the N.C. Solar Center and the Interstate Renewable Energy Council.
www.dsireusa.org
U.S. Department of Housing and Urban Development
Energy efficient mortgages and loans
hud.gov
ENERGY STAR
2011 Federal Tax Credits for Consumer Energy Efficiency
Note: Tax credits that were 30% up to $1,500 expired on December 31, 2010. New tax credits were passed, but at lower levels. Here is a summary of changes.
ENERGY STAR Homes Northwest Certification Requirements NWBOP 1&2 Builder Option Packages for labeling a New Home ENERGY STAR certified.
www.energystar.gov
Puget Sound Energy
Saving energy is good for you and the environment. Let PSE help you get started with money-saving offers on energy-efficient products and services.
www.pse.com
Cascade Natural Gas
Cascade Natural Gas can now help home and business owners implement conservation measures by offering energy conservation rebates to our Oregon and Washington residential, commercial, and small industrial customers. These incentives provide financial rebates based on the performance specifications of new energy-efficient appliances, insulation, and/or other upgrades implemented in your home or business.
www.cngc.com
Payment OptionsAir 1 Heating accepts: Cash, Check, Credit Card
NOTE: For credit card payments, we are assessed a 2.9% processing fee, which is added to the customer's total. If you have questions about Financing programs, call Air 1 Heating today! 253-227-5433 |
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